- Surmount Markets
- Posts
- What the Rich Are Doing in This Market Meltdown (and How You Can Copy Them)
What the Rich Are Doing in This Market Meltdown (and How You Can Copy Them)
Your go-to guide for keeping your While most investors panic, wealthy investors are pivoting—into Argentina, international ETFs, and automated strategies. Discover what smart money is doing during the chaos and how you can apply the same playbook using Surmount.

Elon Dreams, Mode Mobile Delivers
As Elon Musk said, “Apple used to really bring out products that would blow people’s minds.”
Thankfully, a new smartphone company is stepping up to deliver the mind-blowing moments we've been missing.
Turning smartphones from an expense into an income stream, Mode has helped users earn an eye-popping $325M+ and seen an astonishing 32,481% revenue growth rate over three years.
They’ve just been granted the stock ticker $MODE by the Nasdaq—and the share price changes soon.
*An intent to IPO is no guarantee that an actual IPO will occur. Please read the offering circular and related risks at invest.modemobile.com.
*The Deloitte rankings are based on submitted applications and public company database research.
THIS WEEK’S BREAKDOWN
What the Rich Are Really Doing While the Market Melts Down
Markets look like they’re in a WWE match lately—getting body slammed by tariffs, then popping back up like nothing happened. If you’ve been refreshing your brokerage app more than checking your texts lately, you’re not alone.
But here’s the thing: While the average investor is sweating every red candle, the wealthy are making surgical moves. And no, it’s not just because they have more money—it’s because they have better playbooks.
Let’s break down what smart money is doing right now, and how you can copy their homework.
Why investing in Argentina might be the bold-but-smart move in 2025.
🇦🇷 When Wall Street Wobbles, Look South

Here’s a curveball the wealthy are quietly catching: Argentina.
While everyone’s glued to U.S. inflation prints and Fed forecasts, some savvy investors are turning their gaze to a place that’s been through worse—and is now showing signs of a comeback.
This particular strategy spreads your capital across 11 Argentine equities, evenly allocated and rebalanced every 30 days. No chasing headlines or trying to time perfect entries. It’s methodical, diversified, and—honestly—pretty gutsy.
Why does this matter?
Because this is textbook contrarian investing.
While markets are shaky in the U.S., Argentina offers:
Undervalued stocks in financials, energy, and utilities
Exposure to a recovering economy under a pro-market president (Milei)
Dollar-denominated returns from emerging markets, offering potential upside with a side of risk
Let’s talk results: Since inception, this strategy has delivered a wild 434.87% all-time return—absolutely smoking the S&P 500’s 80.84% over the same period. Even factoring in volatility and political risk, that kind of performance demands a second look.
Diversification is no longer optional—it’s the new default.
🧭 From “America First” to “What Else Ya Got?”
For years, U.S. equities were the golden child of the global markets. Big tech was booming, regulations were chill, and returns were juicy. But that narrative? It's shifting—fast.
High-net-worth investors are quietly pivoting:
Cutting exposure to U.S. stocks, especially in tariff-sensitive sectors like tech and manufacturing
Loading up on international plays: think Japan, Europe, even emerging markets
Hedging with foreign currencies and international bond ETFs
Why? Because geopolitical risks are now a real asset class. If your entire portfolio screams "Made in America," you're probably not sleeping that well at night.
Sometimes boring = brilliant.
🏦 Money Markets Are the New Black
Chris Ciunci (a real guy, not just a name-drop) recently sold off 15 individual stocks and parked a good chunk into money market funds.
Why would anyone choose something that pays a glorified savings rate?
Because when everything else is down 5-10%, flat starts looking pretty attractive.
And more importantly, that cash becomes dry powder—money ready to deploy when others are panic-selling. The wealthiest investors know: you don’t have to swing every pitch, just be ready when the market hands you fat pitches in the 8th inning.
Investors are thinking like travelers now—get a passport for your portfolio.
🌍 Global Assets = Survival Mode
International ETFs are seeing inflows from institutions and family offices, and it's not just a political hedge. They're chasing:
Lower valuations in overseas equities
Differentiated economic cycles (while the Fed tightens, other banks are easing)
Currency opportunities (think dollar hedges and exposure to the yen/euro)
Translation: diversification isn’t just sector-based anymore. It’s geo-strategic. If you’re only investing in the S&P, you’re missing the entire planet.
Buying red candles isn’t dead—just more calculated.
🔍 The Smart Money Still Buys the Dip (Just Not Every Dip)
Not every wealthy investor is running scared. Some—like Ken Wagnon, an 86-year-old franchisee and long-time investor—are doubling down on high-quality stocks when the market dips.
The key difference? They’re not guessing. They’re buying companies they understand, with strong fundamentals, at prices that make sense. Blindly “buying the dip” is a meme. Strategically accumulating during panic? That’s investing.
Wealthy investors don't YOLO—everything is strategy-backed.
🧠 Automation Is Their Secret Weapon
The biggest commonality among smart investors? They aren’t glued to charts 24/7. Their systems are.
They backtest. They automate. They have rules for entering and exiting positions. Whether they’re using hedge fund-level software or platforms like Surmount, they’re making data do the heavy lifting.
You don’t need a Wall Street job to do this. You just need the right tools.
So What Should You Actually Do?
Here’s the boiled-down, no-fluff version of the rich guy playbook:
Diversify beyond the U.S.—international assets aren’t optional anymore.
Keep some cash or money-market funds on hand for strategic buys.
Don’t let emotion drive your investing—build (and stick to) a system.
Think globally, act locally. Even with international exposure, maintain smart U.S. positions.
Use automation to take the guesswork out of volatile markets.
Surmount lets you automate investment strategies that are normally locked behind hedge fund doors. Whether you want to follow a quant-backed strategy, track insider trading patterns, or simply invest with a rules-based approach, we’ve got you covered.
No more decision paralysis. No more overtrading.